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Naples Personal Injury Lawyer > Blog > Personal Injury > Agreeing To An Insurance Settlement Versus Filing A Personal Injury Lawsuit In Naples

Agreeing To An Insurance Settlement Versus Filing A Personal Injury Lawsuit In Naples

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Personal injuries in Naples often happen in accidents that are caused by negligence on the part of others. In the aftermath, you have the right to seek compensation for your medical expenses, missed wages, pain and suffering, and other losses.

Depending on the situation, you may be entitled to compensation either through any insurance companies involved or by filing a personal injury lawsuit through the Collier County Courts. Our Naples personal injury lawyer explains how we can help and important factors to consider before accepting any settlements.

Know Your Options When Personal Injuries In Naples Happen

According to statistics from the Centers for Disease Control and Prevention (CDC), close to 22 million people throughout the United States suffer accidental, unintentional injuries each year. They are a leading cause of death and disability throughout Florida.

In many cases, the negligent behavior of others is to blame. They either took reckless actions that put you at risk or failed to take reasonable precautions to prevent others from suffering personal injuries. Under the Florida Statutes, you have the right to hold them liable for losses you experience as a result.

In many cases, the at-fault party has insurance in place to help cover your costs. Common ways personal injuries in Naples happen in which you may be entitled to an insurance settlement include:

  • Car accidents
  • Motorcycle accidents;
  • Truck accidents;
  • Pedestrian and bicycle accidents;
  • Slips and falls;
  • Getting struck by falling tree branches, improperly secured light fixtures, or other objects;
  • Fires and other types of accidents that occur on someone’s property.

In all of these cases or any accident in which the at-fault party is uninsured, you may also have the right to file a personal injury lawsuit in Naples through the Collier County Civil Court.

Choosing Between An Insurance Settlement or Lawsuit For Naples Personal Injuries

One of the perceived benefits of dealing with insurers is that you can get a quick settlement. However, this requires you to waive your rights to any future claims or payments. Sadly, personal injury victims often discover too late that the amount they accepted falls far below what they actually need to cover all of their losses.

Our Naples personal injury lawyer can help to prevent this from happening. We have extensive experience dealing with insurance companies and can negotiate a settlement that covers all current and future projected losses. If the at-fault party is uninsured or policy limits fall short of what you need, we can file a Naples personal lawsuit on your behalf. This may take longer but it often entitles you to additional compensation.

Request A Consultation With Our Naples Personal Injury Lawyer Today

Personal injuries in Naples jeopardize your health and financial security. You have just one chance to get compensation. Cardinal Law, P.A. helps you get the maximum amount you deserve. Give us a call or contact our office online and request a consultation with our experienced Naples personal injury lawyer today.

Source:

wisqars.cdc.gov/reports/?o=NFI&y1=2021&y2=2021&d=0&i=1&m=3000&g=00&s=0&a=ALL&g1=0&g2=199&a1=0&a2=199&r1=INTENT&r2=NONE&r3=NONE&r4=NONE&adv=true

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